4 “No Brainer” Ways to Change your Life…
2 years ago, when I was on vacation in Agadir, Morocco, I was sitting in a local coffee shop by the beachfront Marina with my family, I started to think about what was the BIG change that made me successful in my own online business?

After some thought, I came up with 4 principles that I thought were the main kick-starter for me…

Maybe only those with a certain mindset will be able to truly see it. This is just one of several ways lucky people create their own fortunes.

To put these simple principles into action, here are four tips, (if you like) for creating more luck …

Expect Good Things to Happen. This is so powerful and rewires your brain. It programs you to find good things.

In many cases, those good things were already there, just waiting to be discovered…

But mental programming is strong. It makes us overlook “treasures” that are right in front of our noses.

The brain has to process a ton of input every day — and not everything we see makes its way to our conscious mind.

So, we have to choose what to focus on …

Fortunately, by focusing your conscious attention on the good rather than the bad, you can “train” your mind to find things that contribute positively to your life.

This actually becomes a great habit to have in your locker. Because there are things you may have otherwise overlooked.

2. Be Grateful.

When you start looking for things to be thankful for, you’re likely to find more and more reasons to feel grateful.

And really, gratitude is just another word for feeling lucky.

In my experience, gratitude leads to more energy and motivation. As such, it’s much easier to create positive changes in life when you have a firm foundation of gratitude.

A daily gratitude journal (which can be as simple as writing down one thing you’re grateful for) is a great place to start.

3. Be Generous.

What goes around comes around. You never know if someone you help may find their way to success, or how that favor might be returned to you in an unexpected way.

That doesn’t mean you should do nice things with the intent of someone owing you a favor, though. Instead, developing genuine relationships is key.

It also doesn’t mean you should overextend yourself, trying to help everyone to the point where you’re exhausted. and not making time for yourself Instead, it’s about finding balance.

That balance will look a little different for everyone, depending on your life and obligations.

But even when life is busy, you’re likely to find occasions now and again when you feel inspired and capable of giving someone else a helping hand.

4. Trying New Things.

If what you’re currently doing hasn’t gotten you closer to where you want to be, then take a long look at yourself, isn’t it time to take 2021 by the horns.

Don’t get stuck in a rut. Do something different.

I don’t know why people are constantly doing the same thing over, and over again, and expecting different results?

Several life coaches I know argue that by changing up your routine, you open yourself to new possibilities.

There are both emotional and practical factors at play here …the brain needs new challenges.

On the practical side, trying something new will introduce you to new people, places, and ideas. Any of these things could lead to a totally unexpected opportunity in your professional or personal life.

On the emotional side, consider this: Often, we get stuck in our routines. Even if we think we’re open to change, it’s hard to get out of our comfort zone and change our habits. (And yes, I’ve been guilty of this myself in the past.)

By changing our routine, we mentally open up to positive changes and look at challenges from new angles.

To start, this change can be as big or as small as you’d like.

For example, is it time to change your job?

Or is it time to start small, with taking a new route home from work, reading in the evening instead of watching the news, or signing up for that art class, what about that home business you’ve been considering?

If you’re not sure where to begin, I’d recommend a small change to your daily schedule (like a short morning walk) or picking up a new hobby just for fun.

So, there you go, 4 “No Brainer” ways to change your life. After a year where many have felt powerless or overwhelmed, I hope you find these tips useful for writing a new story for yourself in 2021.

Let’s all make the New Year a year for new and exciting opportunities.

It doesn’t matter what age you are, at some stage you’re going to need to start thinking about how your life’s going to look when it comes time for you to retire from work – and the years beyond. Everyone’s circumstances are different, but whether you plan on living a life of luxury, or are content to just live modestly in your later years, it will pay to have at least some kind of a plan in place.
Here are three things you should consider.

Pay Attention to your Biggest Asset

No, it’s not your car and not even your house; your most important and valuable asset is your health. No amount of money or material wealth can compensate for bad health, and if you don’t take care of your body it won’t serve you well in your retirement. You should be making a lifelong commitment to your health, whatever your age, because neglecting it will cost you dearly – not only in medical expenses, but also the physical lifestyle you’ll be able to maintain. Join that gym, take that walk, make healthy eating choices and ensure you have regular dental and medical check-ups – in a nutshell, just respect your body for the wonderful machine it is and never take your good health for granted. Put simply your health is your wealth!

Get your Pension Plans in Order

While words like pension drawdown, annuity and tax certainly don’t roll off the tongue with the greatest of pleasure, making financial plans for how you’re going to survive when you come to the end of your working life is vital. Don’t be tempted to put organising and managing your pension plans in the ‘too hard basket’, and even if you think you might have left things too late, take heart in the fact that it’s never too late to improve on what you’ve got. The best advice is to engage a good independent financial advisor who’ll be able to advise you on the best wealth growing and pension set up for your individual situation. They may suggest things like a pension drawdown or an annuity to give you an income, they’ll be able to ensure you remain compliant in terms of your tax, and they’ll give you expert, tailored advice in order to give you the best possible life after you leave the workforce. Remember, just because you’ve never heard of a pension drawdown so far, it doesn’t mean it can’t be in your future!

Think About Life Outside Work

In the hustle and bustle of our busy lives it’s all too easy to get bogged down in stress as we focus on work, work, work. Of course, in most cases it’s absolutely necessary to put in the hard yards in order to earn the big bucks so you can actually plan for that comfortable retirement, but it’s just as important to remember what really matters in life. If you make a commitment to maintain a sensible and fulfilling life/work balance, everyone (not just you) will reap the benefits. Factor in quality time with your family, get out into nature as much as you can, and give back to your community on whatever scale you feel comfortable with – whether it’s volunteering or financial support.

Live a Balanced Life

When most people think of retirement planning, they think of the financial aspects, however it’s also extremely important to consider your physical, emotional and spiritual needs once you leave the workforce. It’s all about the balance…

Author Plate

Claire Novakovic is the go-to expert for those who need advice on pension drawdown and other related issues. As a Chartered Financial Advisor, she also holds the relevant FCA permissions to conduct pension transfer business including defined benefit schemes. Accudo Investments offers comprehensive independent financial advice tailored to each individual’s needs, using effective portfolio management and tax strategies to meet the needs identified.

More about Community-based Health CentersWe all know a nation’s wealth is determined by the health and well-being of its citizens. Community health centers across the country provide special care for everyone irrespective of their ability to pay. Their main aim is to provide continued, high quality and affordable healthcare to people especially those with fewer resources. Actually, one in every fifteen people living in the United States relies on their services. Even though these organizations face tremendous pressure, they still rank among the highest quality health providers in the nation in view of their critically important role.The Importance of National Health Center WeekThere are people out there who either have no insurance or live in areas with no access to healthcare providers or even basic health services. National Health Centre Week is observed each year in the second week of August mainly to raise awareness and recognize health centers and their dedicated service and contributions to the community. Why August? Because it is the perfect time to reach out to families with compelling summer health events and back-to-school immunizations for their kids. This year, National Health Center Week takes place August 13-19 and the theme is “Celebrating America’s Health Centers: The Key to Healthier Communities”. It is time to appreciate the great work of these people for providing better healthcare to the medically vulnerable.Support Activities to Raise AwarenessCommunity health organizations across the nation will be posting their events under state listings on the National Association of Community Health Centers Week Events Map and attending any of these events gives you the chance to be part of something unique. Spread the word about their role, shedding more light on the health needs of your community.You can become a health center advocate. Hand out flyers and brochures in farmers and super markets to promote healthy eating habits and regular physical exercise. Set up information tables and distribute pamphlets with answers to frequently asked questions about the whole campaign.Organize a school health fair, featuring educational materials for parents. And remember: health related competitions for students with attractive prizes are always a good idea.Contact local public officials, health authorities, community groups, and health organization representatives who would like to be involved in a public dialogue about health issues faced by your community, and bring them to the attention of local health professionals for a solution.You can be one of those amazing people who volunteer and help by offering free health screenings on fitness tests, immunizations, blood pressure and more. Try opting for public places like entertainment centers, shopping malls, and churches.To show your admiration for these people, you can post about their contribution on social media.Support the cause and organize a lecture on community health and the services provided by migrant, public housing, homeless and migrant centers.Contact religious institutions to discuss and mention various National Health Center Week activities in their bulletins so more people come to know about it.Host an Awareness EventPlan and host a local awareness event to help people learn more about the various programs and services of your local patient-directed health provider. Invite local sports players, journalists and of course – people working in such centers. This would be the best opportunity to show how much you appreciate their commitment. Ensure your event has as big of an impact as possible and distribute popular and impactful giveaways to the attendees. If you want to avoid the most common giveaway blunders, go through the wide selection of customized silicone wristbands available on the World Wide Web. Be creative – they can be personalized in a variety of different ways. Design a unique wristband online and add your local health center contact information. Take your pick from the richest collections of fun colors or color combinations, such as swirl, segmented, neon, glow-in-the-dark, or glitter to attract even more supporters!